It’s not about how much you make. It’s how much you keep.
Pick the money you want after taxes each month. We show the pay you’d ask for before taxes each year. Simple language. Couple mode. Fast.
Not sure. Many people pick about £2,300. The UK median job pays ~ £35,000 before taxes.
Two pay packets can put more money in your pocket.
Default 3%. Try 4 or 5 percent.
We estimate how much you’d need to make before taxes for that extra.
You keep each month
£0
Effective tax ~ 0%
Pay needed before taxes each year
£0
We hide the nitty-gritty. See details only if you want.
See the maths
If one of you earns less than the tax-free amount and the other pays the basic rate, check Marriage Allowance.
One earner vs two earners
We compare your total “keep each month” if one person earns it all vs two people split it.
One person
Pay needed before taxes each year
£0
Two people (split)
Pay needed together before taxes each year
£0
Each gets a tax-free slice. Often more stays in your pocket.
Path 1 • Keep pension at 3%
Simple starting point.
£0
Path 2 • Move pension to 5%
You may need less pay before taxes.
£0
Path 3 • Part-time 4 days
Work 80 percent time. We show the full-time number to ask for.
£0
Salary Time Machine
See how pay changes with prices. Uses a small CPI sample. It’s a rough guide.
Year: 2000
About the same as today
£0
If you made that in 2000, you’d ask for about this today for the same buying power.
Year: 2000
Felt like this much back then
£0
2000 view of your pay today.
Plain English notes
We use 2025–26 tax rules for rUK and Scotland. Student loan Plan 1 or 2 is 9 percent over the plan’s line. We treat pension as taken from pay before taxes. The Salary Time Machine uses a tiny CPI sample and is only a guide.